Business Insurance

Featured Business Insurance Product Lines

Sigma Insurance offers several type of Commercial and Business Insurance across all industries. Hover over a product you wish to learn more about for a brief description. Clicking on the ‘Read More’ button will take you to an in-depth resource detailing an overview, scenarios, use cases, limitations, and insights.

General Liability Insurance

General Liability is considered the most important insurance policy a business can have. It is often the first insurance policy a business opens and it varies in complexity depending on the industry.

Workers Comp Insurance

Workers Compensation is an insurance policy that is designed to provide coverage for employee work related injuries. It is mandatory coverage for any business with employees.

Cyber Liability Insurance

With advancements in technology, all businesses now have risks associated with credit card processing, client data management, identity theft possibilities, and hacking.

Cargo Insurance

While this property is on the road being transported from one location to another, this important policy provides various coverages like fire and theft.

Commercial Auto Insurance

Provides liability and/or physical damage coverage for any commercial type vehicle which required a registration or filings

Trucking Insurance

Provides federal filings for State to State transportation along with coverage for the switching of trailers and when the tractor is not in official business use.

Bus Insurance

Charter buses, tour buses, school buses, party buses, shuttle buses, and even ambulance and ambulettes are passenger transportation vehicles

Personal Auto Insurance

Personal automobile insurance is the insurance you have on your personal car or truck

Umbrella & Excess Liability Insurance

Provides more insurance beyond your basic business insurance coverage

Tow Truck Insurance

Commercial coverage for vehicles that transport other vehicles

Hired and Non Owned Auto Insurance

Protects vehicles you hire or do not own or are not owned by your business

Taxis, Limos, and Black Cars

Protects those who drive a taxi, limousine, or town car (also called a black car) for a car service or privately in New York City

Ridesharing (Uber & Lyft) Insurance

Commercial auto insurance specifically designed for drivers who work for ridesharing services